• MY ACCOUNT
  • 125 N. York Street
    Elmhurst, IL 60126
    (630) 832-8800
    See Store Hours
Cottage Hill Diamonds
  • Click Here to Apply Now

    Financing
  • Engagement Rings

    Choose the style of ring your are looking for below.

    Classic Halo Promise
    Modern Solitare Custom Design
    Vintage 3-Stone Women's Wedding Bands
  • Diamonds
    • Why Buy a Ring or Diamond From Us?
    • How We Buy Diamonds
    • Diamond Trade Up Policy
    • Antwerp Diamonds
    • What are Lab Grown Diamonds?
    • Diamond Studs
    • About Our Diamond Inventory
    • 2ct Diamond Solitaire
  • Designers

    Our Designer Collections.

    ArtCarved Citizen Eco Drive Colored Stone Jewelry Crown Ring
    I do Kirk Kara Makur Mark Schneider
    Rembrandt Charms Sylvie Tracy Arrington Studios Verragio
  • Jewelry
    Engagement Rings
    3-StoneClassicHaloModernSolitaireVintagePromiseWomen's Wedding Bands
    Bracelets and Bangles
    Gold and Silver BraceletsColored Stone BraceletsBangles
    Earrings
    Diamond EarringsColored Stone EarringsGold EarringsSilver Earrings
    Rings
    Colored Stone RingsWedding BandsAnniversary BandsSemi-mount Engagement RingsToe RingsGold Fashion RingsSilver Rings
    Men's Jewelry
    Men's Wedding Bands
    Pendants & Necklaces
    Colored Stone Pendants & Necklaces
    Watches Charms
    Charm Necklaces
    Wedding Jewelry
    Anklets
    Charm BraceletsKnivesPensChainsNecklacesBraceletsBangle BraceletsPendantsGold ChainsGold NecklacesGold BraceletsSilver Chains
    Silver NecklacesSilver BraceletsDiamond NecklacesGold PendantsGemstone NecklacesGemstone Bracelets

    Explore All Jewelry
  • Services
    • Jewelry Repairs
    • Watch Repair and Restoration
    • Buying and Selling Gold
    • Insurance
    • Financing
    • Appraisals
    • Custom Jewelry
  • About
    • Return Policy
    • COVID Safety
    • About Us
    • IJO Master Jeweler
    • Create a Wish List
    • Privacy Policy
    • Customer Testimonials
    • The Cottage Hill Experience
    • Our Videos
    • Military Discount
    • Engagment Ring Contest Terms and Conditions
  • Education
  • Contact(current)
  1. Home
  2. Insurance

Insurance

After you've chosen a beautiful piece of jewelry, your next decision should be how to protect it.

educationinsurancebackground_hero.jpgAt Cottage Hill Diamonds we can recommend a couple of very good options to make sure all of your fine jewelery can be proproperly protected in case of loss. Did you know that your homeowners or renters insurance rarely will cover the full value of your fine jewelry in the event of theft or loss? Depending on your deductible, you may not get anything at all! To cover the full value of your fine jewelry, you should have a professional appraise each piece and then have it covered by your insurance under a separate policy or an attachment to your homeowners or renters policy. To accomplish this, most insurance companies will require a professional appraisal by an independent gemologist.

Regular inspections are key to preventing jewelry loss.

Have Cottage Hill Diamonds inspect your jewelry on a regular basis. This is especially true for items you wear frequently. Small problems-like loose stones, worn or damaged prongs, and faulty clasps-often can be detected and repaired before they turn into bigger problems.

Since jewelry values periodically change, these inspections also allow Cottage Hill Diamonds the opportunity to make sure your jewelry is properly valued for replacement purposes.

Insurance
Services
  • Jewelry Repairs
  • Watch Repair & Restoration
  • Buying & Selling Gold
  • Insurance
  • Financing
Follow Us
Categories
  • Engagement Rings
  • Wedding Jewelry
  • Bracelets
  • Charms
  • Earrings
  • Men's Jewelry
  • Pendants & Necklaces
Engagement Rings
  • ArtCarved
  • Elma-Gil
  • I Do
  • Kirk Kara
  • Mark Schneider
  • Scott Kay
  • Sylvie
Fashion Jewelry
  • Colored Stone Jewelry
  • Makur
  • Rembrandt Charms
  • Tracy Arrington Studios
125 N. York Street
, Elmhurst, IL 60126
(630) 832-8800
Follow Us

© 2021 Cottage Hill Diamonds. All Rights Reserved. Website designed, maintained, and hosted by Punchmark. Accessibility Statement.